Smart Money for Smart Kids
Teach kids money management with allowances, budgets, savings goals & Zakah. Rooted in Imaan. Prepared for life.
The 4-Bucket System
Every allowance and chore reward is automatically split into four smart buckets. You set the percentages — kids see exactly where their money goes.
Savings
35%
Build a nest egg and reach goals
Spending
50%
Everyday purchases and fun
Investment
5%
Learn how to grow money the halal way
Charity
10%
Keep money aside for Zakah and Sadaqah
A Full Financial Education
Masrufi goes beyond just tracking money. Kids learn, earn, and grow — one habit at a time.
Chores
Kids earn real money by completing tasks. Parents assign, kids do, parents approve — reward lands in spending.
Quizzes
Parents assign age-appropriate financial quizzes. Kids answer, learn, and level up their money knowledge.
Library
A growing collection of bite-sized knowledge cards on saving, budgeting, investing, and Islamic finance.
Earn & Level Up
Every action earns XP. Kids level up, unlock milestones, and build a streak of good money habits.
For Parents
Full visibility and control over your children's financial journey — from allowances and chores to quizzes and goals.
Add Multiple Children
Each child gets their own profile, balances, and settings — all in one place.
One-Tap Allowance
Pay allowances instantly. Money splits automatically across all four buckets.
Customize Bucket Splits
Set savings, spending, investment, and Zakah percentages per child — and override them per transaction.
Assign Chores
Create chores with custom rewards. When your kid marks one done, you approve and the reward lands in their spending bucket.
Assign Quizzes
Pick financial literacy quizzes for your kids. Track how they score and what they're learning.
Approve Withdrawals
Kids request cash-outs, you decide. Every transaction needs your sign-off.
Monitor Progress
See spending patterns, savings progress, chore completions, and quiz results at a glance.
Weekly Coaching Tips
Get fresh conversation starters every session — real prompts to talk money with your kids in the moment.
For Kids
A fun, colorful dashboard that makes earning, saving, and learning about money feel like a game.
Complete Chores, Earn Money
Mark your chores done, get them approved, and watch the reward land straight in your spending bucket.
Set Savings Goals
Pick something you want, set a target, and track how your savings bucket grows toward it.
Take Quizzes
Answer questions about money, saving, and giving. Level up as you learn.
Explore the Library
Read bite-sized knowledge cards on budgeting, Islamic finance, and smart money habits.
Earn Extra
Complete special activities to earn bonus rewards on top of your regular allowance.
Level Up & Unlock Badges
Gain XP from quizzes, chores, and learning. Climb levels and show off what you've earned.
Earn XP Every Day
Every action counts — from completing a chore to reading a library card.
Build Streaks
Stay consistent and watch your streak grow. Discipline is a superpower.
Values-Based Money Education
Masrufi integrates Islamic financial principles while being useful for any family wanting to teach kids about saving, spending wisely, and giving back.
Charity Bucket
A dedicated bucket teaches children the Islamic obligation of charitable giving from an early age.
Zakah Calculator
Built-in calculator with Nisab thresholds across multiple currencies. Kids learn when and how much to give.
Multi-Currency
Support for global currencies with localized Nisab values. Families worldwide can use Masrufi in their local currency.
Privacy & Security First
Your family's data is safe with us.
Privacy First
Built with children's privacy as a top priority. Child accounts are parent-controlled with no ads or tracking.
No Ads Ever
Zero advertising. Zero tracking. Your family's data is never sold.
Encrypted & Secure
HTTPS everywhere, hashed passwords, and row-level data isolation per family.
Full Parental Control
Parents can review, modify, or delete any child data at any time.
Start Your Family's Financial Journey Today
Download Masrufi for free and give your kids the gift of financial literacy.
Free to download. No ads. No hidden fees.